A CFO on your side — without the full-time salary.
Get senior financial leadership exactly when you need it. We turn your numbers into a clear plan to grow profit, steady cash flow, and make big decisions with confidence.
You don't need more data — you need direction
If any of these sound familiar, a fractional CFO is the missing piece.
Profit doesn't match the effort
Sales are strong but little reaches the bottom line, and you're not sure which jobs or products actually make money.
Cash is unpredictable
You can't see far enough ahead to know whether you can hire, invest, or take a distribution without stress.
Big decisions feel risky
Pricing, financing, a new location or a key hire — you're deciding on instinct instead of numbers.
A fractional CFO pays for itself — at the right stage
Be honest about where you are. Here's who gets the most from this, and who might wait.
✓ You're ready if…
- ✓ You're doing roughly $1M–$50M in revenue and growing.
- ✓ Profit doesn't reflect how hard the team is working.
- ✓ Cash flow feels tight or unpredictable month to month.
- ✓ You're weighing a big move — a hire, a location, financing, or an acquisition.
- ✓ Your books are fine, but no one turns the numbers into strategy.
• You may not need us yet if…
- • You're pre-revenue or very early, with simple finances.
- • Your books aren't set up yet — start with bookkeeping first.
- • You already have a full-time CFO and finance team.
- • You only need a tax return — see our tax services.
Everything a great CFO brings, scaled to your business
We plug in at the right level — from a focused diagnostic to ongoing monthly leadership — and grow with you.
- Profitability analysis — margins by product, service or job
- 13-week cash flow forecasting and management
- Budgeting & forecasting tied to real targets
- KPI dashboards you'll actually read
- Pricing & cost strategy reviews
- Process improvement across finance operations
- Financing & growth planning support
- Regular strategy reviews with you
Fractional CFO vs. the alternatives
The strategic leadership of a CFO — without the salary or the long-term commitment.
| What you get | Bookkeeper / Accountant | Fractional CFO | Full-time CFO |
|---|---|---|---|
| Accurate books & tax filing | ✓ | Coordinated | ✓ |
| Forward-looking strategy | ✗ | ✓ | ✓ |
| Cash flow forecasting | Limited | ✓ | ✓ |
| Profitability & pricing analysis | ✗ | ✓ | ✓ |
| KPI dashboards & board reporting | ✗ | ✓ | ✓ |
| Senior, on-demand expertise | Limited | ✓ | ✓ |
| Typical annual cost | $ | $$ — a fraction of a full-timer | $200K+ all-in |
| Commitment | Flexible | Month-to-month | Permanent hire |
The numbers we're hired to improve
From first call to ongoing leadership
Free consultation
We learn your business, goals, and the pressures you're facing — no obligation.
Diagnostic
We review your financials and surface the biggest opportunities and risks.
Action plan
A prioritised plan with targets, owners, and the reporting to track progress.
Ongoing CFO
We execute and meet regularly to review results and keep you on course.
A fast start, with wins along the way
You won't wait months to feel the difference. Here's how the first quarter typically unfolds.
Understand & stabilise
- Deep-dive into your financials and operations
- Build your first cash flow forecast
- Surface quick wins and red flags
Plan & build
- Set targets, budget and KPI dashboard
- Profitability and pricing review
- A prioritised 12-month action plan
Execute & report
- A monthly reporting rhythm in place
- First improvements showing in the numbers
- Clear priorities for the next quarter
Ways to work together
Start with a focused diagnostic or step into ongoing leadership. Every engagement begins with a free consultation.
Financial Diagnostic
A one-time deep-dive to see exactly where you stand.
- Full review of your financials
- Profitability & cash flow snapshot
- Written findings & action plan
- 60-minute strategy session
Monthly CFO
Ongoing financial leadership for growing businesses.
- Everything in Diagnostic, plus:
- Monthly reporting & KPI dashboard
- Rolling cash flow forecast
- Monthly strategy meeting
- Email & phone access
Strategic Partner
Hands-on CFO support through rapid growth or change.
- Everything in Monthly CFO, plus:
- Weekly involvement & priority access
- Financing, M&A & fundraising support
- Budgeting & scenario planning
- Board & investor reporting
Example pricing to show the structure — final fees are scoped to your business.
A CFO who also owns your books
Most fractional CFOs depend on your accountant to feed them numbers. We do both — so strategy and compliance never drift apart.
Strategy + compliance, unified
CFO advisory, bookkeeping, tax and payroll under one roof — no hand-offs, no gaps.
CRA-confident
Deep fluency in Canadian tax — T1, T2, GST/HST and payroll handled correctly the first time.
Owner-friendly
Plain language, fast replies and advice you can act on — not jargon and silence until year-end.
What owners say
"For the first time I actually understand my numbers. We fixed our pricing and margins followed within a quarter — and I finally sleep the night before payroll runs."
Fractional CFO FAQs
What does a fractional CFO actually do?
How is a fractional CFO different from my accountant or bookkeeper?
How much does fractional CFO advisory cost?
What size of business is this for?
How does the engagement work, and is there a contract?
Will you work with my existing accountant or bookkeeper?
How quickly will we see results?
What areas do you serve?
See what a fractional CFO could do for your numbers
Book a free 30-minute call. We'll look at your business and share at least one concrete idea you can act on — no obligation.
Tell us about your business
Book a free 30-minute consultation, or send us a note and a member of our team will reply within one business day.